The NHS are urging staff to familiarise themselves with the potential impact pensions scheme changes could have on their welfare.
Changes in the NHS Pensions Scheme will come into effect from 1 April 2008 and some staff may wish to take action before this point.
All NHS staff should have received, via their employer, a leaflet outlining the main changes to the NHS Pension Scheme.
New members joining the NHS Pension Scheme after the 1 April will only be able to join the new scheme with a different set of rules and benefits including a later normal pension age of 65 not 60 years.
The new scheme will bring in tiered contributions under which the higher paid will be contribute a higher proportion of their earnings.
Chris Sandwell, head of member services at NHS pensions, said: "NHS pensions are not allowed, by law, to advise members on their pensions options.
"However, we have made a wealth of information available to members in plain English, via November's payslip insert, and more recently through our redesigned website.
"Where members believe they need individual advice on pension options, they are recommended to contact an independent financial adviser."