Women are twice as likely to think about working beyond the state pension age, research has suggested.
A study by life insurer Liverpool Victoria has shown that 66% of women expect to continue working after they are eligible to withdraw a state pension, compared with 34% of men.
Overall, 20% of people aged over 50 believe they will remain employed after they can collect their pension, with most of them expecting a further six years of work.
But 25% of these are predicting that they might actually have to work for between five and 10 years past the state pension age, and a fifth can see themselves remaining in employment well into their 70s or even 80s.
The high numbers of women planning to work beyond retirement age is likely to reflect the earlier age at which they they can start collecting a pension, although this will gradually be raised from 60 to 65 to make it equal for both sexes.
But women are also more likely to need to stay in work for financial reasons, as they typically have lower pensions than men, due to a combination of their lower pay and the fact that they are more likely to take career breaks to look after children and elderly relatives.